Saturday, December 17, 2016

Where we went over budget

Christmas, of course, but we are 99% done with shopping, so we didn't go too far over.  We had a wonderful friend that decided to Secret Santa us this year, so that helped us from going over too much, for which we are very grateful.  We also have a friend that owns a toy store that is always kind and generous with her surplus, so we will have a very sweet Christmas this year, knowing we are loved and cared for even when it seems like things are way too tight.
We also went over on house because I put our family pictures under that category, since I consider that part of our home decor, and I never seem to remember to leave money in the account for that.  We also had a few cub scout projects that added up to more than I would have expected.
Overall, we're doing fairly well heading into the new year, and the most important thing is that we should be able to cover everything without depending on credit cards to hold us over until tax refund time, like we used to before we started a budgeting journey in earnest.

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