Oh, our van. It's passed 100K miles, so now it's falling apart. We had quite an adventure while my husband was out of town, and ended up with a new alternator. Yipee. Thankfully, this is the time of year that my husband works a lot of extra hours, so we should be just fine without having to dip into emergency money.
Since my husband has been out of town a lot, that looks like we overspent for work as well, but he just hasn't submitted his receipts for reimbursement, so it should look better next month.
Thursday, March 30, 2017
Budget update
| TOTAL INCOME | $ 52,353.60 | $ 4,362.80 | $ 2,013.60 | $ 7,517.58 |
| Yearly total | Monthly | Average biweekly | Actual | |
| INCOME TAX | ||||
| taxes, work | $ 3,117.92 | $ 259.83 | $ 119.92 | $ 470.15 |
| NET INCOME | $ 49,235.68 | $ 4,102.97 | $ 1,893.68 | $ 7,047.43 |
| CHARITY 10-15% | ||||
| fast offering | $ 1,056.00 | $ 88.00 | $ 40.62 | $ 88.00 |
| tithing | $ 5,235.36 | $ 436.28 | $ 201.36 | $ 755.76 |
| SAVINGS 5-10% | ||||
| emergency fund | $ - | $ - | $ - | $ - |
| kids savings | $ 120.12 | $ 10.01 | $ 4.62 | $ 11.55 |
| retirement | $ 5,758.90 | $ 479.91 | $ 221.50 | $ 667.14 |
| HOUSING 25-35% | ||||
| dream home | $ 260.00 | $ 21.67 | $ 10.00 | $ 20.00 |
| homeowner's insurance (Jan) | $ 525.00 | $ 43.75 | $ 20.19 | $ - |
| Household improvement/ repair | $ 815.62 | $ 67.97 | $ 31.37 | $ 19.48 |
| appliance replace | $ 214.50 | $ 17.88 | $ 8.25 | $ - |
| real estate tax, county (Jun and Dec) | $ 1,060.00 | $ 88.33 | $ 40.77 | $ - |
| real estate tax, town (Dec) | $ 190.56 | $ 15.88 | $ 7.33 | $ - |
| UTILITIES 5-10% | ||||
| internet | $ 461.40 | $ 38.45 | $ 17.75 | $ 38.45 |
| phone- cell | $ 214.24 | $ 17.85 | $ 8.24 | $ 19.10 |
| phone- home | $ 189.12 | $ 15.76 | $ 7.27 | $ 15.76 |
| power | $ 1,713.92 | $ 142.83 | $ 65.92 | $ 168.28 |
| water& trash | $ 1,056.38 | $ 88.03 | $ 40.63 | $ - |
| FOOD 5-15% | ||||
| groceries | $ 4,576.00 | $ 381.33 | $ 176.00 | $ 261.97 |
| TRANSPORTATION 10-15% | ||||
| car insurance (Jan and Jul) | $ 349.70 | $ 29.14 | $ 13.45 | $ - |
| gasoline- buick | $ 732.16 | $ 61.01 | $ 28.16 | $ 34.42 |
| gasoline- van | $ 1,489.56 | $ 124.13 | $ 57.29 | $ 73.56 |
| registration, buick | $ 39.42 | $ 3.28 | $ 1.52 | $ - |
| registration, van | $ 44.42 | $ 3.70 | $ 1.71 | $ - |
| repair & maintain | $ 151.32 | $ 12.61 | $ 5.82 | $ 548.72 |
| replace | $ 846.30 | $ 70.53 | $ 32.55 | $ - |
| taxes, property- county (Dec) | $ 72.41 | $ 6.03 | $ 2.79 | $ - |
| taxes, property-town (Dec) | $ 77.45 | $ 6.45 | $ 2.98 | $ - |
| CLOTHING 2-7% | ||||
| me | $ 9.88 | $ 0.82 | $ 0.38 | $ - |
| kids | $ 34.06 | $ 2.84 | $ 1.31 | $ - |
| husband | $ 41.60 | $ 3.47 | $ 1.60 | $ - |
| MEDICAL 5-10% | ||||
| health care | $ 6,750.00 | $ 562.50 | $ 259.62 | $ 286.43 |
| health insurance- med, dent, vis | $ 4,927.78 | $ 410.65 | $189.53 | $ 568.59 |
| PERSONAL 5-10% | ||||
| Christmas | $ 72.02 | $ 6.00 | $ 2.77 | $ - |
| gifts | $ 31.98 | $ 2.67 | $ 1.23 | $ 9.95 |
| personal, me | $ 10.66 | $ 0.89 | $ 0.41 | $ - |
| personal, kids | $ 158.86 | $ 13.24 | $ 6.11 | $ 10.88 |
| personal, husband | $ 10.14 | $ 0.85 | $ 0.39 | $ - |
| pets | $ 676.00 | $ 56.33 | $ 26.00 | $ 7.98 |
| work | $ - | $ - | $ - | $ 667.39 |
| RECREATION 5-10% | ||||
| entertainment | $ 43.42 | $ 3.62 | $ 1.67 | $ 9.35 |
| vacation | $ 95.16 | $ 7.93 | $ 3.66 | $ - |
| disney | $ 1,300.00 | $ 108.33 | $ 50.00 | $ 100.00 |
| DEBT 5-10% | ||||
| husband's student loans | $ 7,052.16 | $ 587.68 | $ 271.24 | $ 587.68 |
| husband's student loans extra | $ 3,253.38 | $ 271.12 | $ 125.13 | $ 578.00 |
| NET SPENDING | $ 51,716.94 | $ 4,309.75 | $ 1,989.11 | $ 5,548.44 |
| DIFFERENCE: NET INCOME/SPENDING | $ (2,481.26) | $ (206.77) | $ (95.43) | $ 1,498.99 |
Thursday, March 23, 2017
Budget update
| TOTAL INCOME | $ 55,494.40 | $ 4,624.53 | $ 2,134.40 | $ 5,082.38 | $ (457.85) |
| Yearly total | Monthly | Average biweekly | Actual | Difference | |
| INCOME TAX | |||||
| taxes, work | $ 3,117.92 | $ 259.83 | $ 119.92 | $ 315.25 | $ (55.42) |
| NET INCOME | $ 52,376.48 | $ 4,364.71 | $ 2,014.48 | $ 4,767.13 | $ (402.42) |
| CHARITY 10-15% | |||||
| fast offering | $ 1,056.00 | $ 88.00 | $ 40.62 | $ 88.00 | $ - |
| tithing | $ 5,549.44 | $ 462.45 | $ 213.44 | $ 512.24 | $ (49.79) |
| SAVINGS 5-10% | |||||
| emergency fund | $ - | $ - | $ - | $ - | $ - |
| kids savings | $ 120.12 | $ 10.01 | $ 4.62 | $ 6.93 | $ 3.08 |
| retirement | $ 6,104.38 | $ 508.70 | $ 234.78 | $ 447.97 | $ 60.73 |
| HOUSING 25-35% | |||||
| dream home | $ 260.00 | $ 21.67 | $ 10.00 | $ 10.00 | $ 11.67 |
| homeowner's insurance (Jan) | $ 525.00 | $ 43.75 | $ 20.19 | $ - | $ 43.75 |
| Household improvement/ repair | $ 815.62 | $ 67.97 | $ 31.37 | $ 10.00 | $ 57.97 |
| appliance replace | $ 214.50 | $ 17.88 | $ 8.25 | $ - | $ 17.88 |
| real estate tax, county (Jun and Dec) | $ 1,060.00 | $ 88.33 | $ 40.77 | $ - | $ 88.33 |
| real estate tax, town (Dec) | $ 190.56 | $ 15.88 | $ 7.33 | $ - | $ 15.88 |
| UTILITIES 5-10% | |||||
| internet | $ 461.40 | $ 38.45 | $ 17.75 | $ - | $ 38.45 |
| phone- cell | $ 214.24 | $ 17.85 | $ 8.24 | $ 19.10 | $ (1.25) |
| phone- home | $ 189.12 | $ 15.76 | $ 7.27 | $ 15.76 | $ - |
| power | $ 1,713.92 | $ 142.83 | $ 65.92 | $ 168.28 | $ (25.45) |
| water& trash | $ 1,056.38 | $ 88.03 | $ 40.63 | $ - | $ 88.03 |
| FOOD 5-15% | |||||
| groceries | $ 4,576.00 | $ 381.33 | $ 176.00 | $ 171.43 | $ 209.90 |
| TRANSPORTATION 10-15% | |||||
| car insurance (Jan and Jul) | $ 349.70 | $ 29.14 | $ 13.45 | $ - | $ 29.14 |
| gasoline- buick | $ 732.16 | $ 61.01 | $ 28.16 | $ 34.42 | $ 26.59 |
| gasoline- van | $ 1,489.56 | $ 124.13 | $ 57.29 | $ 73.56 | $ 50.57 |
| registration, buick | $ 39.42 | $ 3.28 | $ 1.52 | $ - | $ 3.28 |
| registration, van | $ 44.42 | $ 3.70 | $ 1.71 | $ - | $ 3.70 |
| repair & maintain | $ 151.32 | $ 12.61 | $ 5.82 | $ 85.99 | $ (73.38) |
| replace | $ 846.30 | $ 70.53 | $ 32.55 | $ - | $ 70.53 |
| taxes, property- county (Dec) | $ 72.41 | $ 6.03 | $ 2.79 | $ - | $ 6.03 |
| taxes, property-town (Dec) | $ 77.45 | $ 6.45 | $ 2.98 | $ - | $ 6.45 |
| CLOTHING 2-7% | |||||
| me | $ 9.88 | $ 0.82 | $ 0.38 | $ - | $ 0.82 |
| kids | $ 34.06 | $ 2.84 | $ 1.31 | $ - | $ 2.84 |
| husband | $ 41.60 | $ 3.47 | $ 1.60 | $ - | $ 3.47 |
| MEDICAL 5-10% | |||||
| health care | $ 6,750.00 | $ 562.50 | $ 259.62 | $ 286.43 | $ 276.07 |
| health insurance- med, dent, vis | $ 4,927.78 | $ 410.65 | $189.53 | $ 379.06 | $ 31.59 |
| PERSONAL 5-10% | |||||
| Christmas | $ 72.02 | $ 6.00 | $ 2.77 | $ - | $ 6.00 |
| gifts | $ 31.98 | $ 2.67 | $ 1.23 | $ 9.95 | $ (7.29) |
| personal, me | $ 10.66 | $ 0.89 | $ 0.41 | $ - | $ 0.89 |
| personal, kids | $ 158.86 | $ 13.24 | $ 6.11 | $ 10.88 | $ 2.36 |
| personal, husband | $ 10.14 | $ 0.85 | $ 0.39 | $ - | $ 0.85 |
| pets | $ 676.00 | $ 56.33 | $ 26.00 | $ 7.98 | $ 48.35 |
| work | $ - | $ - | $ - | $ 411.84 | $ (411.84) |
| RECREATION 5-10% | |||||
| entertainment | $ 43.42 | $ 3.62 | $ 1.67 | $ 9.35 | $ (5.73) |
| vacation | $ 95.16 | $ 7.93 | $ 3.66 | $ - | $ 7.93 |
| disney | $ 1,300.00 | $ 108.33 | $ 50.00 | $ 50.00 | $ 58.33 |
| DEBT 5-10% | |||||
| husband's student loans | $ 7,052.16 | $ 587.68 | $ 271.24 | $ 587.68 | $ - |
| husband's student loans extra | $ 3,253.38 | $ 271.12 | $ 125.13 | $ 578.00 | $ (306.89) |
| NET SPENDING | $ 52,376.51 | $ 4,364.71 | $ 2,014.48 | $ 3,974.85 | $ 389.86 |
| DIFFERENCE: NET INCOME/SPENDING | $ (0.03) | $ (0.00) | $ (0.00) | $ 792.28 |
Thursday, March 16, 2017
Budget update
| TOTAL INCOME | $ 55,494.40 | $ 4,624.53 | $ 2,134.40 | $ 4,977.38 | $ (352.85) |
| Yearly total | Monthly | Average biweekly | Actual | Difference | |
| INCOME TAX | |||||
| taxes, work | $ 3,117.92 | $ 259.83 | $ 119.92 | $ 315.25 | $ (55.42) |
| NET INCOME | $ 52,376.48 | $ 4,364.71 | $ 2,014.48 | $ 4,662.13 | $ (297.42) |
| CHARITY 10-15% | |||||
| fast offering | $ 1,056.00 | $ 88.00 | $ 40.62 | $ 88.00 | $ - |
| tithing | $ 5,549.44 | $ 462.45 | $ 213.44 | $ 501.74 | $ (39.29) |
| SAVINGS 5-10% | |||||
| emergency fund | $ - | $ - | $ - | $ - | $ - |
| kids savings | $ 120.12 | $ 10.01 | $ 4.62 | $ 6.93 | $ 3.08 |
| retirement | $ 6,104.38 | $ 508.70 | $ 234.78 | $ 447.97 | $ 60.73 |
| HOUSING 25-35% | |||||
| dream home | $ 260.00 | $ 21.67 | $ 10.00 | $ 10.00 | $ 11.67 |
| homeowner's insurance (Jan) | $ 525.00 | $ 43.75 | $ 20.19 | $ - | $ 43.75 |
| Household improvement/ repair | $ 815.62 | $ 67.97 | $ 31.37 | $ 10.00 | $ 57.97 |
| appliance replace | $ 214.50 | $ 17.88 | $ 8.25 | $ - | $ 17.88 |
| real estate tax, county (Jun and Dec) | $ 1,060.00 | $ 88.33 | $ 40.77 | $ - | $ 88.33 |
| real estate tax, town (Dec) | $ 190.56 | $ 15.88 | $ 7.33 | $ - | $ 15.88 |
| UTILITIES 5-10% | |||||
| internet | $ 461.40 | $ 38.45 | $ 17.75 | $ - | $ 38.45 |
| phone- cell | $ 214.24 | $ 17.85 | $ 8.24 | $ 19.10 | $ (1.25) |
| phone- home | $ 189.12 | $ 15.76 | $ 7.27 | $ - | $ 15.76 |
| power | $ 1,713.92 | $ 142.83 | $ 65.92 | $ 168.28 | $ (25.45) |
| water& trash | $ 1,056.38 | $ 88.03 | $ 40.63 | $ - | $ 88.03 |
| FOOD 5-15% | |||||
| groceries | $ 4,576.00 | $ 381.33 | $ 176.00 | $ 149.93 | $ 231.40 |
| TRANSPORTATION 10-15% | |||||
| car insurance (Jan and Jul) | $ 349.70 | $ 29.14 | $ 13.45 | $ - | $ 29.14 |
| gasoline- buick | $ 732.16 | $ 61.01 | $ 28.16 | $ 34.42 | $ 26.59 |
| gasoline- van | $ 1,489.56 | $ 124.13 | $ 57.29 | $ 36.32 | $ 87.81 |
| registration, buick | $ 39.42 | $ 3.28 | $ 1.52 | $ - | $ 3.28 |
| registration, van | $ 44.42 | $ 3.70 | $ 1.71 | $ - | $ 3.70 |
| repair & maintain | $ 151.32 | $ 12.61 | $ 5.82 | $ - | $ 12.61 |
| replace | $ 846.30 | $ 70.53 | $ 32.55 | $ - | $ 70.53 |
| taxes, property- county (Dec) | $ 72.41 | $ 6.03 | $ 2.79 | $ - | $ 6.03 |
| taxes, property-town (Dec) | $ 77.45 | $ 6.45 | $ 2.98 | $ - | $ 6.45 |
| CLOTHING 2-7% | |||||
| me | $ 9.88 | $ 0.82 | $ 0.38 | $ - | $ 0.82 |
| kids | $ 34.06 | $ 2.84 | $ 1.31 | $ - | $ 2.84 |
| husband | $ 41.60 | $ 3.47 | $ 1.60 | $ - | $ 3.47 |
| MEDICAL 5-10% | |||||
| health care | $ 6,750.00 | $ 562.50 | $ 259.62 | $ 286.43 | $ 276.07 |
| health insurance- med, dent, vis | $ 4,927.78 | $ 410.65 | $189.53 | $ 379.06 | $ 31.59 |
| PERSONAL 5-10% | |||||
| Christmas | $ 72.02 | $ 6.00 | $ 2.77 | $ - | $ 6.00 |
| gifts | $ 31.98 | $ 2.67 | $ 1.23 | $ 9.95 | $ (7.29) |
| personal, me | $ 10.66 | $ 0.89 | $ 0.41 | $ - | $ 0.89 |
| personal, kids | $ 158.86 | $ 13.24 | $ 6.11 | $ 1.98 | $ 11.26 |
| personal, husband | $ 10.14 | $ 0.85 | $ 0.39 | $ - | $ 0.85 |
| pets | $ 676.00 | $ 56.33 | $ 26.00 | $ 7.98 | $ 48.35 |
| work | $ - | $ - | $ - | $ 411.84 | $ (411.84) |
| RECREATION 5-10% | |||||
| entertainment | $ 43.42 | $ 3.62 | $ 1.67 | $ 9.35 | $ (5.73) |
| vacation | $ 95.16 | $ 7.93 | $ 3.66 | $ - | $ 7.93 |
| disney | $ 1,300.00 | $ 108.33 | $ 50.00 | $ 50.00 | $ 58.33 |
| DEBT 5-10% | |||||
| husband's student loans | $ 7,052.16 | $ 587.68 | $ 271.24 | $ 587.68 | $ - |
| husband's student loans extra | $ 3,253.38 | $ 271.12 | $ 125.13 | $ 578.00 | $ (306.89) |
| NET SPENDING | $ 52,376.51 | $ 4,364.71 | $ 2,014.48 | $ 3,794.96 | $ 569.75 |
| DIFFERENCE: NET INCOME/SPENDING | $ (0.03) | $ (0.00) | $ (0.00) | $ 867.17 |
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