| TOTAL INCOME | $ 54,184.00 | $ 4,515.33 | $ 2,084.00 | $ 2,193.64 | $ 2,321.69 |
| Yearly total | Monthly | Average biweekly | Actual | Difference | |
| INCOME TAX | |||||
| taxes, work | $ 4,354.48 | $ 362.87 | $ 167.48 | $ 128.05 | $ 234.82 |
| NET INCOME | $ 49,829.52 | $ 4,152.46 | $ 1,916.52 | $ 2,065.59 | $ 2,086.87 |
| CHARITY 10-15% | |||||
| fast offering | $ 1,056.00 | $ 88.00 | $ 40.62 | $ - | $ 88.00 |
| tithing | $ 5,418.40 | $ 451.53 | $ 208.40 | $ 219.36 | $ 232.17 |
| SAVINGS 5-10% | |||||
| emergency fund | $ - | $ - | $ - | $ - | $ - |
| kids savings | $ 134.68 | $ 11.22 | $ 5.18 | $ - | $ 11.22 |
| retirement | $ 5,960.24 | $ 496.69 | $ 229.24 | $ 229.24 | $ 267.45 |
| HOUSING 25-35% | |||||
| dream home | $ 260.00 | $ 21.67 | $ 10.00 | $ 5.00 | $ 16.67 |
| homeowner's insurance (Jan) | $ 525.00 | $ 43.75 | $ 20.19 | $ - | $ 43.75 |
| Household improvement/ repair | $ 179.92 | $ 14.99 | $ 6.92 | $ 19.09 | $ (4.10) |
| appliance replace | $ 214.50 | $ 17.88 | $ 8.25 | $ - | $ 17.88 |
| real estate tax, county (Jun and Dec) | $ 1,060.00 | $ 88.33 | $ 40.77 | $ - | $ 88.33 |
| real estate tax, town (Dec) | $ 190.56 | $ 15.88 | $ 7.33 | $ - | $ 15.88 |
| UTILITIES 5-10% | |||||
| internet | $ 461.40 | $ 38.45 | $ 17.75 | $ - | $ 38.45 |
| phone- cell | $ 883.32 | $ 73.61 | $ 33.97 | $ - | $ 73.61 |
| power | $ 1,524.38 | $ 127.03 | $ 58.63 | $ 113.31 | $ 13.72 |
| water& trash | $ 999.96 | $ 83.33 | $ 38.46 | $ - | $ 83.33 |
| FOOD 5-15% | |||||
| groceries | $ 4,576.00 | $ 381.33 | $ 176.00 | $ 70.79 | $ 310.54 |
| TRANSPORTATION 10-15% | |||||
| car insurance (Jan and Jul) | $ 331.90 | $ 27.66 | $ 12.77 | $ - | $ 27.66 |
| gasoline- buick | $ 919.36 | $ 76.61 | $ 35.36 | $ 20.10 | $ 56.51 |
| gasoline- van | $ 1,389.18 | $ 115.77 | $ 53.43 | $ 20.24 | $ 95.53 |
| registration, buick | $ 39.42 | $ 3.28 | $ 1.52 | $ - | $ 3.28 |
| registration, van | $ 44.42 | $ 3.70 | $ 1.71 | $ - | $ 3.70 |
| repair & maintain | $ 359.84 | $ 29.99 | $ 13.84 | $ 330.58 | $ (300.59) |
| replace | $ 737.36 | $ 61.45 | $ 28.36 | $ - | $ 61.45 |
| taxes, property- county (Dec) | $ 62.69 | $ 5.22 | $ 2.41 | $ - | $ 5.22 |
| taxes, property-town (Dec) | $ 75.54 | $ 6.30 | $ 2.91 | $ - | $ 6.30 |
| CLOTHING 2-7% | |||||
| me | $ 6.50 | $ 0.54 | $ 0.25 | $ - | $ 0.54 |
| kids | $ 32.24 | $ 2.69 | $ 1.24 | $ - | $ 2.69 |
| husband | $ 59.02 | $ 4.92 | $ 2.27 | $ 0.93 | $ 3.99 |
| MEDICAL 5-10% | |||||
| health care | $ 5,821.40 | $ 485.12 | $ 223.90 | $ 8.46 | $ 476.66 |
| health insurance- med, dent, vis | $ 4,927.78 | $ 410.65 | $189.53 | $ 189.53 | $ 221.12 |
| PERSONAL 5-10% | |||||
| Christmas | $ 61.10 | $ 5.09 | $ 2.35 | $ 74.87 | $ (69.78) |
| gifts | $ 25.74 | $ 2.15 | $ 0.99 | $ - | $ 2.15 |
| personal, me | $ 28.34 | $ 2.36 | $ 1.09 | $ - | $ 2.36 |
| personal, kids | $ 113.10 | $ 9.43 | $ 4.35 | $ 13.56 | $ (4.14) |
| personal, husband | $ 28.34 | $ 2.36 | $ 1.09 | $ - | $ 2.36 |
| pets | $ 676.00 | $ 56.33 | $ 26.00 | $ - | $ 56.33 |
| work | $ 167.18 | $ 13.93 | $ 6.43 | $ (125.46) | $ 139.39 |
| RECREATION 5-10% | $ - | $ - | |||
| entertainment | $ 83.46 | $ 6.96 | $ 3.21 | $ - | $ 6.96 |
| vacation | $ 80.86 | $ 6.74 | $ 3.11 | $ - | $ 6.74 |
| disney | $ 1,300.00 | $ 108.33 | $ 50.00 | $ 25.00 | $ 83.33 |
| DEBT 5-10% | |||||
| husband's student loans | $ 7,052.16 | $ 587.68 | $ 271.24 | $ - | $ 587.68 |
| husband's student loans extra | $ 1,962.22 | $ 163.52 | $ 75.47 | $ - | $ 163.52 |
| NET SPENDING | $ 49,829.50 | $ 4,152.46 | $ 1,916.52 | $ 1,214.60 | $ 2,937.86 |
| DIFFERENCE: NET INCOME/SPENDING | $ 0.02 | $ 0.00 | $ 0.00 | $ 850.99 |
Thursday, December 7, 2017
Budget update
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