| TOTAL INCOME | $ 54,184.00 | $ 4,515.33 | $ 2,084.00 | $ 4,700.55 | $ (185.22) |
| Yearly total | Monthly | Average biweekly | Actual | Difference | |
| INCOME TAX | |||||
| taxes, work | $ 3,251.04 | $ 270.92 | $ 125.04 | $ 290.47 | $ (19.55) |
| NET INCOME | $ 50,932.96 | $ 4,244.41 | $ 1,958.96 | $ 4,410.08 | $ (165.67) |
| CHARITY 10-15% | |||||
| fast offering | $ 1,056.00 | $ 88.00 | $ 40.62 | $ 88.00 | $ - |
| tithing | $ 5,418.40 | $ 451.53 | $ 208.40 | $ 470.06 | $ (18.53) |
| SAVINGS 5-10% | |||||
| emergency fund | $ - | $ - | $ - | $ - | $ - |
| kids savings | $ 120.12 | $ 10.01 | $ 4.62 | $ 9.24 | $ 0.77 |
| retirement | $ 5,960.24 | $ 496.69 | $ 229.24 | $ 507.91 | $ (11.22) |
| HOUSING 25-35% | |||||
| dream home | $ 260.00 | $ 21.67 | $ 10.00 | $ 20.00 | $ 1.67 |
| homeowner's insurance (Jan) | $ 525.00 | $ 43.75 | $ 20.19 | $ - | $ 43.75 |
| Household improvement/ repair | $ 783.38 | $ 65.28 | $ 30.13 | $ 43.53 | $ 21.75 |
| appliance replace | $ 214.50 | $ 17.88 | $ 8.25 | $ - | $ 17.88 |
| real estate tax, county (Jun and Dec) | $ 1,060.00 | $ 88.33 | $ 40.77 | $ - | $ 88.33 |
| real estate tax, town (Dec) | $ 190.56 | $ 15.88 | $ 7.33 | $ - | $ 15.88 |
| UTILITIES 5-10% | |||||
| internet | $ 461.40 | $ 38.45 | $ 17.75 | $ 38.45 | $ - |
| phone- cell | $ 217.36 | $ 18.11 | $ 8.36 | $ 22.14 | $ (4.03) |
| phone- home | $ 189.12 | $ 15.76 | $ 7.27 | $ 15.76 | $ - |
| power | $ 1,661.40 | $ 138.45 | $ 63.90 | $ 113.58 | $ 24.87 |
| water& trash | $ 1,059.24 | $ 88.27 | $ 40.74 | $ 76.09 | $ 12.18 |
| FOOD 5-15% | |||||
| groceries | $ 4,576.00 | $ 381.33 | $ 176.00 | $ 292.29 | $ 89.04 |
| TRANSPORTATION 10-15% | |||||
| car insurance (Jan and Jul) | $ 349.70 | $ 29.14 | $ 13.45 | $ - | $ 29.14 |
| gasoline- buick | $ 716.66 | $ 59.72 | $ 27.56 | $ 20.78 | $ 38.94 |
| gasoline- van | $ 1,481.63 | $ 123.47 | $ 56.99 | $ 64.99 | $ 58.48 |
| registration, buick | $ 39.42 | $ 3.28 | $ 1.52 | $ - | $ 3.28 |
| registration, van | $ 44.42 | $ 3.70 | $ 1.71 | $ - | $ 3.70 |
| repair & maintain | $ 315.12 | $ 26.26 | $ 12.12 | $ - | $ 26.26 |
| replace | $ 733.98 | $ 61.17 | $ 28.23 | $ - | $ 61.17 |
| taxes, property- county (Dec) | $ 72.41 | $ 6.03 | $ 2.79 | $ - | $ 6.03 |
| taxes, property-town (Dec) | $ 77.45 | $ 6.45 | $ 2.98 | $ - | $ 6.45 |
| CLOTHING 2-7% | |||||
| me | $ 8.58 | $ 0.72 | $ 0.33 | $ - | $ 0.72 |
| kids | $ 29.64 | $ 2.47 | $ 1.14 | $ - | $ 2.47 |
| husband | $ 52.52 | $ 4.38 | $ 2.02 | $ 25.45 | $ (21.07) |
| MEDICAL 5-10% | |||||
| health care | $ 6,750.00 | $ 562.50 | $ 259.62 | $ 531.95 | $ 30.55 |
| health insurance- med, dent, vis | $ 4,927.78 | $ 410.65 | $189.53 | $ 379.06 | $ 31.59 |
| PERSONAL 5-10% | |||||
| Christmas | $ 62.40 | $ 5.20 | $ 2.40 | $ - | $ 5.20 |
| gifts | $ 27.82 | $ 2.32 | $ 1.07 | $ 8.90 | $ (6.58) |
| personal, me | $ 9.10 | $ 0.76 | $ 0.35 | $ 3.00 | $ (2.24) |
| personal, kids | $ 137.80 | $ 11.48 | $ 5.30 | $ 184.64 | $ (173.16) |
| personal, husband | $ 9.10 | $ 0.76 | $ 0.35 | $ 10.23 | $ (9.47) |
| pets | $ 676.00 | $ 56.33 | $ 26.00 | $ 81.00 | $ (24.67) |
| work | $ - | $ - | $ - | $(1,012.95) | $ 1,012.95 |
| RECREATION 5-10% | |||||
| entertainment | $ 37.44 | $ 3.12 | $ 1.44 | $ 20.33 | $ (17.21) |
| vacation | $ 82.68 | $ 6.89 | $ 3.18 | $ - | $ 6.89 |
| disney | $ 1,300.00 | $ 108.33 | $ 50.00 | $ 100.00 | $ 8.33 |
| DEBT 5-10% | |||||
| husband's student loans | $ 7,052.16 | $ 587.68 | $ 271.24 | $ 587.68 | $ - |
| husband's student loans extra | $ 2,186.34 | $ 182.20 | $ 84.09 | $ 578.00 | $ (395.81) |
| NET SPENDING | $ 50,932.86 | $ 4,244.41 | $ 1,958.96 | $ 3,280.11 | $ 964.30 |
| DIFFERENCE: NET INCOME/SPENDING | $ 0.10 | $ 0.01 | $ 0.00 | $ 1,129.97 |
Thursday, May 25, 2017
Budget update
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